skip to Main Content

Jumbo Homes Loans may make high-end home purchases possible.

With a choice between fixed or adjustable rates, our Non Conforming loans offer maximum flexibility for home financing for those with unique needs.

Jumbo Loan

What’s a Non-Conforming Loan?
Sometimes, borrowers have unique situations that make it a bit challenging to qualify for traditional loans. Non-conforming loans are designed to assist those who might not meet standard lending guidelines. They’re a perfect fit for those who dance to their own beat.

Types of Non-Conforming Loans:

  1. Jumbo Loans: Looking to buy a bigger house? Jumbo loans let you borrow more than standard loans. Perfect for those dream homes or properties in high-value areas.
  2. DSCR Loans for Investment Properties: If you’re an investor and you’re focusing more on a property’s potential rental income rather than your own income, this could be for you. DSCR stands for Debt Service Coverage Ratio. In simpler terms, it looks at how well a property’s income can cover the loan payments.
  3. Bank Statement/Asset Qualifier Loans for Self-Employed Borrowers: If you run your own business, you know that your finances might look different from someone with a 9-5 job. With these loans, we consider your bank statements or assets as proof of your financial strength, making it easier for entrepreneurs and freelancers to get a home loan.

Interested in Learning More?
Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Back To Top