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Interest rates on Fixed Rate Mortgages are still very low!

Your straightforward and trusted route to a new home.

Fixed Rate Mortgage

What’s a Conforming Loan?
Conforming loans follow guidelines set by major housing agencies, which means they’re standard and consistent. They’re a popular choice among borrowers because they come with clear terms and reliable features.

Types of Conforming Loans:

  1. Fixed Rate Loans: Predictability is your thing? With a fixed rate, your interest rate (and often your monthly payment) stays the same throughout the life of the loan. Whether it’s 15, 20, or 30 years down the road, you’ll know exactly what to expect.
  2. Adjustable Rate Mortgage (ARM): If you’re feeling a bit more flexible and might move in a few years, an ARM could be a fit. These start with a lower rate that adjusts over time. It means you could get a lower initial monthly payment compared to a fixed rate.

Purpose of Your Loan:

  • Primary Residence: The home where you hang your hat most days of the year.
  • Second/Vacation Home: For those getaway moments or weekend escapes.
  • Investment Property: Because you’ve got an eye on the future and see the potential in properties.

Thinking of Taking the Next Step?
Diving into the world of conforming loans can be both exciting and a bit daunting. But guess what? You don’t have to do it alone. We blend professional advice with a personal touch, ensuring you find the loan that fits just right. Have questions? Give us a call! One of our mortgage specialists would be happy to help.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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